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John Meyers
Cell: (419) 297-9903

128 River Street, Elk Rapids, MI 49629

$1,305,000
  • 128 River Street, Elk Rapids, MI 49629 Main Photo

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New to the Market Active
BEDS2 BATHS2.5 SQUARE FEET3,595 MLS#1943835
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONMI SCHOOLElk Rapids Schools

Property Description

Unique mixed-use opportunity in the heart of downtown Elk Rapids, Michigan, conveniently located near the harbor. Originally constructed circa 1948 as a bank, this distinctive property blends historic character with comfortable residential living. The upper level features a thoughtfully designed owner???s residence offering generous and flexible space, including a primary suite with jetted tub and walk-in closet, a large guest bedroom, and a den suitable for a variety of uses, including a potential non-conforming third bedroom. The residence includes a wood-burning fireplace and a spacious private deck, ideal for outdoor living, with gorgeous harbor views. The main level offers additional space currently used as a gallery, showcasing artwork from over 200 fine artists and craftsmen from across North America. The space features a second wood-burning fireplace and retains unique architectural elements, including the original bank vault, adding to the property???s character. To maintain privacy and professional standards, the property is shown by appointment only. Prospective buyers can review local zoning details via the Elk Rapids Village website to explore the full potential of this location.

128 River Street | MLS# 1943835

This single family home located at 128 River Street, Elk Rapids, MI 49629 is currently listed for sale with an asking price of $1,305,000. This property was built in 1948 and has 2 bedrooms with 3595 sq. ft. River Street is located in the MI subdivision within the Elk Rapids Schools school district. Search MI real estate on johnmeyers.ikeyrealty.com today.

Property Features

Property Type: Residential - Single Family
Basement: Full, Block, Stone
Fenced: Yes
Home Style: 2 Story, Other, 2 Story
Lot Size: 0.07 Acres
Roof Type: Membrane
Year Built: 1948

Feature Descriptions

Above Ground Finished SQFT: 3595
Appliance(s)/Equipment: Refrigerator, Disposal, Dishwasher, Microwave, Washer, Dryer, Security System, Wall Oven, Cook Top, Exhaust Fan, Blinds, Ceiling Fan, Whole House Fan/Attic Fan, Electric Water Heater, Natural Gas Water Heater, Smoke Alarms(s)
Construction: Other, Frame
Days on Site: 2
Exterior: Deck, Patio, Sidewalk, Fenced Yard, Seasonal View
Garage/Parking: Attached, Concrete Floors
Heating/Cooling: Forced Air, Central Air
Heating/Cooling Source: Natural Gas
Interior: Jetted Tub, Skylights, Built-In Bookcase, Bay Window(s), Pantry, Solid Surface Counters, Island Kitchen, Mud Room, Den/Study, Drywall
Lot: Other
Lot Dimensions: 130x25
Outbuilding(s): Yes
Renewable Heating/Cooling: Not Applicable
Road: Public Maintained, Blacktop
Security: yes
Sewer: Municipal
Special View Info: Seasonal
Water: Municipal
Water Features: Water View
Waterfront Type: No
Year Remodeled: 1990

Room Sizes

Primary Bedroom: 18.3x12.8 Level - Upper Floor
Bedroom 2: 14.1x11.9 Level - Upper Floor
Dining Room: 13.7x10 Level - Upper Floor
Kitchen: 16.2x14.9 Level - Upper Floor
Living Room: 18.7x24.9 Level - Upper Floor

Local Schools

School District: Elk Rapids Schools

Listed By / Shown By

Listed By

Agency Name: Century 21 Northland
Agency Phone: 231-929-7900

Shown By

Agent Name: John Meyers
Agent Phone: Cell: (419) 297-9903
Agency Title: Key Realty

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Estimated Payment

$ 7,680.42 per month $7,299.80 Principal & Interest $0.00 Property Tax (data not provided by mls) $380.63 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/18/2026. The listing information on this page last changed on 04/18/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 04/18/2026 12:03:10 AM EST) or MichRic (Michigan Regional Information Center) (last updated Fri 04/17/2026 11:18:02 PM EST) or Metrolist - RECOLORADO by MLSGRID (last updated Fri 04/17/2026 11:34:32 PM EST) or NIRA MLS (last updated Fri 04/17/2026 11:04:47 PM EST) or RealComp MLS (last updated Sat 04/18/2026 12:00:58 AM EST) or Dayton MLS (last updated Fri 04/17/2026 11:46:39 PM EST) or NORIS MLS (last updated Fri 04/17/2026 11:14:20 PM EST) or IRES MLS (last updated Sat 04/18/2026 12:02:14 AM EST) or Colorado Real Estate Network IDX (last updated Fri 04/17/2026 7:08:51 PM EST) or CBRMLS (last updated Fri 04/17/2026 11:59:55 PM EST) or Multiple Listing Service of Greater Cincinnati (last updated Fri 04/17/2026 11:53:28 PM EST) or Terrehaute MLS (last updated Sat 04/18/2026 12:01:23 AM EST) or elevate MLS (last updated Sat 04/18/2026 12:00:18 AM EST) or Stellar MLS (last updated Fri 04/17/2026 11:59:25 PM EST) or NKY MLS (last updated Fri 04/17/2026 11:28:26 PM EST) or Wrist MLS (last updated Fri 04/17/2026 11:24:19 PM EST) or Firelands MLS (last updated Fri 04/17/2026 11:11:31 PM EST) or LCAR MLS (last updated Fri 04/17/2026 10:50:13 AM EST) or West Central MLS (last updated Fri 04/17/2026 9:50:47 PM EST) or Fort Myers (last updated Fri 04/17/2026 11:04:43 PM EST) or Aspen/Glenwood Springs MLS (last updated Fri 04/17/2026 9:29:36 PM EST) or Northern Nevada Regional MLS (last updated Sat 04/18/2026 12:01:50 AM EST) or MLS NOW (last updated Fri 04/17/2026 2:56:36 PM EST) or Northern Great Lakes Association of Realtors (last updated Fri 04/17/2026 11:49:17 PM EST) or Mansfield MLS (last updated Fri 04/17/2026 11:47:15 PM EST) or Metropolitan Indianapolis Board of Realtors (last updated Fri 04/17/2026 11:51:22 PM EST) or Grand Junction MLS (last updated Fri 04/17/2026 11:37:08 PM EST) or Knox County MLS (last updated Fri 04/17/2026 11:08:15 PM EST) or IRMLS (last updated Fri 04/17/2026 11:12:20 PM EST) or Pueblo MLS (last updated Fri 04/17/2026 11:43:56 PM EST) or Upper Peninsula MLS (last updated Fri 04/17/2026 11:10:10 PM EST) or Greater Lansing MLS (last updated Fri 04/17/2026 10:35:30 PM EST) or SEBAR MLS (last updated Fri 04/17/2026 11:39:24 PM EST) or Water Wonderland MLS (last updated Fri 04/17/2026 10:52:34 PM EST) or Eastern Upper Peninsula MLS (last updated Fri 04/17/2026 11:59:12 PM EST) or Scioto Valley MLS (last updated Fri 04/17/2026 10:02:46 PM EST) or Northern Michigan MLS (last updated Fri 04/17/2026 9:34:00 PM EST). Real estate listings held by brokerage firms other than Key Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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